DIGITIZE IDENTITY VERIFICATION
➊ Capture the ID document, extract the data, verify and authenticate the data through a multi-layer authentication process in seconds
➋ Employ unique biological traits (face and voice) to confirm the legitimacy of customers
DOCUMENT VERIFICATION AT EASE
Experience a swift and flawless document verification with quality guaranteed
Our AI-powered document verification system captures, reads and cross-checks data from any government-issued identity document instantly and easily detects fraud attempts:
Ensure Accuracy
Ensure accuracy of information extracted from ID documents by 3-layer authentication process: OCR, Fraud Check and Blacklist scanning, even in low-light condition
Detect Fraud Immediately
Detect fraud immediately in the first step of verification by Advanced Doc Fraud Check & Forensics using AI, machine learning and expertise in field
Use with Ease
User-friendly and rapid user validation confirmation via capture and comparison of ID document within seconds:
- Authenticate a variety of identity documents in multiple languages
- Effective compliance and fraud protection
VIDEO-BASED MULTIMODAL BIOMETRIC
FOR STRONGER VERIFICATION
Keep good guys in, bad guys out
Digibank provides a powerful and accurate biometric recognition match and behavior check.
This is built on NIST benchmark through an integrated single-frame video without any additional required from users:
Face / Voice Identification
One-to-many (1:N) mapping with a customized similarity rate to compare or identify the individual based on their unique biometric features against existing enrolled persons in the database or repository of multiple recordings
Face / Voice Check
Ensure the authenticity of customers in different environmental conditions, and language-independent voice recognition. Within one request, Video eKaaS for Verification matches the biometric data from recorded videos to internal or external references of your database
Face Liveness Check
AI-based algorithm checks the appearance of the customer in front of camera to detect and counteract the most complex Presentation Attacks in the digital world (deep-fakes, mask attacks, etc)
Voice Liveness Check
AI and machine learning algorithms conduct checks in the background to determine liveness through noise deduction, factor analysis, deep convolutional neural networks, speech conversion, and replay attack detection
A NEW LEVEL OF EFFICIENCT AND SECURITY
The adoption of video-based biometric for customer verification is poised to play a pivotal role in the financial landscape,
with higher accuracy, and robust security measures with the same technical/legal security as in-person verification in branches
High Speed x Scalability
Underwrite and onboard customers in less than 15 seconds, at the scale of millions requests per day. Trusted and applied by top banks in Asia in global large-scale deployments
Competitive Advantages
Achieve the highest mobile customer conversion rate in the market (up to 95%). Customizable to your business and easily integrated into your app with fully enabled SDK
Legal Compliance
Strictly comply with KYC/AML regulations, personal data protection requirements, as well as the Central Bank's regulatory requirements
High Accuracy
Apply advanced anti-fraud technology to spot fraudsters and suspicious customers. Provide comprehensive suspicious trails for post-onboarding management
Process Ownership
Exclusive advanced authentication technology to collect biometric data of end-users in the onboarding process and utilize them for other required authentications while using your services
Security as a Priority
Integrate exclusive security methods with multiple facets to ensure comprehensive protection of your system
Smoother experience
Customers can be verified any time, anywhere in seconds for the onboarding process, eliminating the need for in-person visits to branch offices
Excellent inclusivity and usability
Does not require complex instructions, and enhances accessibility for individuals, leading to a higher completion rate
Global Access
Allow customers to access banking services across borders, facilitating international transactions and services
USE CASES
Account Recovery
Simplify and secure account recovery process, deter illegitimate factors, and allow users to regain access by authenticating their identity
New Account Opening
Provide a quick, secure and user-friendly onboarding experience through mobile app and screen against cumulated blacklists over years, reducing the chances of complex fraud attacks
Loan/Credit Issuance
Minimize time spent on paperwork, automate the approval of loan or credit processes for legitimate borrowers, and prevent financial fraud risks with the help of AI and biometric checks
Customer Due Diligence (CDD)
Enhance due diligence measures for high-risk or highly suspicious customers on an ongoing basis by providing trusted evidences along with adhere to CDD requirements over the entire customer lifecycle
